North Peace Savings and Credit Union, helping you with all your Mortgage needs.

We understand that buying or building a home can be a very important decision in anyone’s life. Our Mortgage Specialists are available to help you by offering sound advice, borrower friendly products and knowledgeable support.

Credit Union Mortgages offer:

• competitive interest rates, 1 to 5 year terms available as well as our EmpoweRate 5 year capped term
• Choice of “open” or “penalty” mortgages
• CreditMaster mortgages which can save you money for future borrowing against your home
• Life and Disability Protection to protect your family and your future
• Choice of weekly, bi-weekly, semi-monthly or monthly payment options
• 90 day rate guarantee, so you can be confident that you received the best rate available
• Construction mortgages built with flexibility, to meet your needs.
• Full range of CMHC mortgage services www.cmhc.ca/en/index.cfm

   

  • High ratio (low down payment) financing
  • Home builder financing
  • Second home financing
  • Mobile Home loans
  • Renovations and major repair refinancing
  • Refinancing

 

• We encourage you to pay off your mortgage when you wish.  Mortgage penalties are reduced by prorating over the term of your mortgage.

20/20 Mortgage Payment Program

North Peace Savings and Credit Union allows you to make lump sum payments on the mortgage equal to 20% of the original amount borrowed and increase your scheduled payments by 20%, at any time during the calendar year.  Remember, your mortgage is usually your cheapest debt, but if it's your only debt, you can pay it off too.

Please contact our friendly and experienced lenders for more information or contact us online to get started on your loan application right away.